EASY ELIGIBILITY

Get a Personal Loan Up To₹2,00,000

Get a flexible personal loan credited straight to your bank account. All you need is your PAN card and one address proof. Borrow up to ₹2 lakhs with easy repayment options ranging from 3 to 36 months.

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Personal Loan Eligibility

Feature :

TenureTenure
3 to 36
months
SecuritySecurity
No collateral
required
Loan AmountLoan Amount
₹6K –
₹200K
Processing FeeProcessing Fee
Up to
4%
Interest RateInterest Rate
14% –
36%
DisbursalDisbursal
Instant Bank
Transfer
Eligibility Requirements

Rupee24 Personal LoanEligibility Requirements

Age

Between 21 and 55 years.

Monthly Income

₹18,000 (Metro) and ₹15,000 (Non-metro)

Nationality

Must be Resident Indian Citizen

Work Experience

At least 1 year in current job/ profession.

Verification Details

Requirements toApply for a Personal Loan

Mobile Number
Email Address
First & Last Name
Date of Birth
PAN & PAN Photo
Current Address & Address Proof
Selfie (for eKYC verification)
Reference Contact Details
Gender
Company Name
Bank Statement
Monthly Income
Employment Type
Father / Mother / Spouse Name
Disbursement Bank Account Details
eNACH / UPI e-Mandate Setup

Other Fees & Charges:

Please review the applicable charges before applying:

  • Interest Rate: Starting from 14% per annum
  • Processing Fee: 2% – 4.5% of the loan amount
  • Late Payment Fee: ₹500 or 3% of the overdue amount (whichever is higher)
  • Bounced Payment Fee: ₹500 + GST
  • Stamp Duty: 0.1% of the loan amount
  • Mandate Rejection Charges: ₹250 + GST
  • Foreclosure Charges: 4% of the remaining principal amount
Rupee24 App Features
FAQ

Frequently AskedQuestions

A Non-Banking Financial Company (NBFC) is a financial institution registered with the Reserve Bank of India (RBI) that provides services such as loans and credit facilities but does not accept demand deposits like traditional banks.
While both banks and NBFCs offer lending services, NBFCs typically have faster approval processes, simpler documentation, and more flexible eligibility criteria. However, NBFCs do not offer savings or current accounts.
Rupee24 is a digital lending platform that offers quick access to short-term personal loans. Users can apply online, complete verification digitally, and receive funds directly into their bank account within minutes if approved.
A personal loan from Rupee24 is an unsecured, short-term loan designed to help cover urgent expenses such as medical bills, utility payments, or daily financial needs.
Any Indian resident who meets the basic eligibility criteria—such as age, income, and valid identification—can apply. Final approval depends on verification and internal credit assessment.
The loan amount depends on your eligibility and profile. Rupee24 offers small-ticket loans suitable for short-term financial needs.